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Owning a home is the American Dream…
with our help you can make this dream a reality! The process of purchasing a new home can be very intimidating. It is a landmark event in your life and therefore deserves a good deal of preparation. If you aren’t very familiar with the process of obtaining a home mortgage or aren’t aware of specifically what to expect when purchasing a home, that’s what we are here for!
Being informed is the key to a smooth and successful home purchase. We want to arm you with the knowledge to make the best decisions and save you valuable time, money and stress. A brief phone conversation with us may actually be life-changing. Whether you looking to purchase a home for you and your family to live in, or you’re looking for an investment property
Contact Us Today!
The founders of CAL Property Solutions are Mastery Students in the Fortune Builders program. The FortuneBuilder’s Mastery Students are individuals who are serious about their real-estate business and provide viable solutions for their clients. They are committed and dedicated individuals who work with a National Group of Investors with a successful system and platform by successfully completing 100’s of 1000’s of houses a year. The national network of successful investors are committed to accountability, professionalism, integrity, good character, and putting their client’s first and foremost. CAL Property Solutions is committed to providing real estate solutions and improving their community. If you are looking to sell, buy, renovate, or solve any real estate problem look no further than CAL Property Solutions who has the resources, commitment, and most importantly the integrity to help you.
Ever Watched “Flip This House”?
Wasn’t the Fortune Builders (FB) system developed by those guys on the “Flip This House” show on A&E TV? Yes, Than Merrill, JD and Paul Esajian have entertained and educated millions of viewers and showed us some great rehab projects. We aren’t affiliated with the show, but Than, JD, Paul and the rest of the FB crew are our mentors! We are trained in their EXACT same business model and attend their multi-day “bootcamp” training seminars several times each year. The FB team is available to us if we want a second opinion, a deal review, or guidance on a project.
A Decade of Cash
The last decade has seen the rise of cash sales. Now some believe we’re seeing the fall. Over the last decade, the portion of all-cash sales has fluctuated wildly, largely on account of the initial expansion of the housing bubble and its subsequent collapse. Looking at the graph below, generated using Redfin data, it’s easy to see that prior to the last half of 2008, cash sales typically hovered between 25 to 30 percent. However, during the housing boom, an influx of investors looking to make a quick dollar off ascending home prices began...
read more10 Tips To Prepare A Home For A Timely Sale
We are in the tail end of summer — one of the busiest times for any real estate market — with thousands of homes and properties going up for sale in every town and city throughout the United States. Getting the most for a home is always a seller’s top priority; heeding these ten tips and tricks when considering putting your house on the market will help toward getting you top dollar. Make your home Fit to Sell! 1. Paint Color: When choosing an exterior paint color, stick with what’s popular in the neighborhood, goes...
read moreWhat is the Best Way to Buy Your First Home?
According to The J.D. Power 2014 Home Buyer/Seller Satisfaction Study, first-time homebuyers need clear communication and want to be walked through the purchase process every step of the way. The more seamless the experience, the less overwhelmed they’re likely to be. It’s up to the agent to help build your confidence by educating you and working in your best interest. If you’re about to buy a home, you want to be satisfied with your agent, his or her services, and most of all — the home you choose to buy. What can you...
read more10 Ways to Prepare for Homeownership
Decide what you can afford. Generally, you can afford a home equal in value to between two and three times your gross income. Develop your home wish list. Then, prioritize the features on your list. Select where you want to live. Compile a list of three or four neighborhoods you’d like to live in, taking into account items such as schools, recreational facilities, area expansion plans, and safety. Start saving. Do you have enough money saved to qualify for a mortgage and cover your down payment? Ideally, you should have 20 percent of the...
read moreDoes It Pay to Be a Homeowner?
Home owners are building net worth at a pace that is up to quadruple that of a renter. In the past 15 years, the net worth of the typical home owner has ranged between 31 and 46 times that of the net worth of the typical renter, according to the Federal Reserve’s Survey of Consumer Finances, which is based on 2013 data. On average, home owners had nearly $200,000 in net worth compared to the average $5,000 net worth of renters, according to the survey. “Home owner equity is a substantial component of home owner wealth,”...
read moreWhy is 20% the Ideal Down Payment?
Buying a home? If you are, one of the very first questions you’ll need to answer is, “how much of a down payment should I make?” The answer: ideally, 20 percent. Granted, it’s not easy to save 20 percent of the home’s sale price for a down payment. In fact, saving for a down payment remains the No. 1 obstacle to homeownership for many Americans. To qualify for a conventional mortgage, you need to have a down payment of at least 5 percent of the purchase price. However, putting less than 20 percent down can have significant financial...
read moreDid You Know?
CAL Property Solutions needs YOUR help! Do you know of a property that we should purchase and fix up? If the answer is yes, contact us immediately! Maybe there is a vacant house on your street or you know someone who needs and wants to sell their home, please refer them to us! Better yet, provide us their information and we will do all the research and make an offer. In some cases we will pay you up to $1,000 for a referral! Contact us directly to discuss the terms. – See more at:...
read moreTips for Selling Your Home
When you decide to sell, the first thing to do is investigate the local housing market. Consult the large real estate sites, like Realtor.com,Zillow.com and HomeGain.com to see how similar homes are priced in your neighborhood. Many newspapers also list the selling and asking prices of recent sales, plus how long the houses were on the market. Note the prices for your neighborhood during the last several months. Check how sales were running, say, a year ago, so you get an idea of whether the market is heating up, cooling down, or staying put....
read moreHow do I Find a New Home?
Your first step here is to figure out what city or neighborhood you want to live in. (Remember the old saw about “location, location, location.”) For overall demographics and data on metropolitan areas, you can visit a city site like CNNMoney’s annual Best Places to Live list. For more detailed neighborhood information, check out sites like AOL Real Estate, Trulia.com, Zillow.com or NeighborhoodScout for comprehensive school and demographic information on a number of communities. Look for signs of economic vitality: a...
read moreWhat You Need to Know About Finances and House Buying
For most people, buying a house involves a double financial whammy. First you have to assemble a pile of cash for the down payment and closing costs. Then you must convince a bank to lend you an even more staggering sum – generally 80% or more of the purchase price. So your first step, even before you start the actual hunt for a property, should be to get your financial house in order. Start with your credit Credit reports are kept by the three major credit agencies, Experian, Equifax, and TransUnion. Among other things, they show...
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